Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules Your credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application. Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in. Continue reading...